Audit and review software for factors
Run desk reviews, onboarding reviews and verifications with your own team, while Audits Hub reads and checks every aging, invoice and bank statement behind them. When a field exam is due, your examiners run it on the same platform, building on everything your team has found.
$2bn+
financial evidence examined
AR aging
Issued to J. Mercer · Nov 5, 2026 · ref 7Q4K
Your team, between exams
Most of the checking a factor needs doesn't need a field exam. With Audits Hub your account executives can do it themselves, as often as the risk calls for, and save the full exam for when it matters.
An illustrative year. Each client's exam schedule sets its own rhythm, and the Hub tells you when each review is due.
Your own reviews
Every review follows a ready-made template and ends in the same professional report as a field exam. The Hub reads the documents, adds up the figures and flags the exceptions, so your people spend their time on judgment, not on spreadsheets.
A quick, regular health check without anyone leaving the office.
Test that the invoices you buy are for goods and services actually delivered.
Confirm your largest account debtors' balances, line by line.
Give your credit committee evidence, not just a sales pitch, before the first advance.
How every review runs
A desk review by your account executive and a field exam by your examiners follow the same path, so every report in your portfolio reads alike and each one builds on the last.
Pick the client and the kind of review. Add what you already hold once: advance rate, availability, approved account debtor limits.
Your client chooses from offered dates on a simple page. No email back-and-forth.
One secure upload link for the client, no account needed. Missing items are chased by email.
Agings, invoices, proofs of delivery and bank statements are read and checked as they land.
A clear report in your colors, with every document behind it one click away.
Recommendations become tasks for your account executives and are followed up next time.
What it catches
Audits Hub reads every document and puts the evidence in front of the reviewer. The reviewer judges. Nothing is missed for lack of time.
Every bill of lading and timesheet is matched to its invoice line. A proof dated after the invoice is named in red.
INV 3934 · bill of lading dated +2 days · 18 cases shortBoth full agings are compared, company by company, so a contra outside the top ten is still found.
Brightwell Foods · $18,240 could be offsetBank statements are read line by line, and receipts from purchased accounts are traced to payments on to you.
$24,600 from Carrow Retail · no matching remittanceDays overdrawn, the longest run, and the lowest balances, month by month.
Overdrawn 41 of 90 daysTax payments are found on the bank statements and checked against what was due. An IRS tax lien can rank ahead of you.
Q3 payroll deposits short · $31,200Every credit memo is read, matched to its invoice and measured against the AR, so rising dilution shows early.
Dilution 6.8% · up from 2.1%Examples are illustrative. Company names are fictional.
Easy for your clients
No templates to fill in, no spreadsheets to reformat and no account to set up. Clients connect their accounting system in a couple of clicks, or simply upload the reports it prints, and Audits Hub reads the figures out automatically.
Evidence you can rely on
An aging is read in seconds and its lines are added up against its printed total. Invoices are compared with the sampled row: amount, date, customer, invoice number. When a figure disagrees, everyone can see it, and it stays visible until somebody deals with it.
After every review and exam
When a review or exam is completed, its findings don't sit in a PDF waiting to be read. Its recommendations become action items for the right account executive, and anything that breached a covenant or got worse since last time is flagged against the client. The next review starts by following them up.
A report worth reading
Every report leads with what matters: the issues, the headline figures, the trend since last time. It carries your logo and brand, follows the layout you choose, and ends with every document the review relied on, ready to open or download.
Did they make their federal tax deposit last quarter?
Yes. $18,412.00 was paid to the IRS on September 15, 2026, from the operating account.Source · Bank statement, Aug–Sep, page 2 →
Any payments from Carrow Retail?
Two, on October 3 and October 17, totaling $24,600.00. Neither was passed on to you.Source · Bank statement, Sep–Oct, pages 1 and 3 →
Connect your systems
The Audits Hub API lets your own systems talk to the Hub without anyone retyping a thing. Keep client details up to date automatically, request reviews the moment your rules say one is due, and pull the results back into the systems your credit team already uses.
POST /v1/audits { "client": "ref:CL-20418", "kind": "desk_review", "preferredDate": "2026-12-01" }
Field exams
Your team's reviews and the field exams sit side by side on each client, so the examiner arrives already knowing what your team found. Every report arrives in the same format, so you can compare clients across your whole portfolio.
Give your in-house examiners the same tools as your account executives: document reading, sampling, checks and a finished report, on-site or remote.
Bring the firm you already trust. They see only the clients you send them, nothing else in your portfolio, and you see every milestone while they work.
Data security
Agings, bank statements and financials are some of the most sensitive documents a business holds. Audits Hub is built to protect them from the moment they're uploaded.
Every connection is encrypted, and every record and document is stored encrypted, with dedicated keys.
The Hub runs on Amazon Web Services in the US, the same infrastructure trusted by banks and government.
Every AI feature runs on Amazon Web Services. Nothing your team or your clients send is used to train any model.
People see only the clients and reviews they look after, and every request is checked against the record it touches.
Available to everyone, and you can require it for your whole organization.
Uploads go straight to secure storage, and files open only through short-lived links for people allowed to see them.
Each PDF is stamped with who it was issued to, so a copy found elsewhere leads back to its recipient.
Every request, document, release and report download is recorded, and data is continuously backed up.
Questions people ask
No. Each review gives the client one secure upload link. They see exactly which documents are needed and send them from any device. Links can be paused or replaced at any time, and they switch off when the review is finished.
Anyone you give the role to. Account executives, portfolio managers and field examiners all work from the same ready-made templates, and the Hub does the reading, sampling and arithmetic. You decide who can edit, who can review, and who can only read.
Yes. Your field examiners or the firm you already use run field exams on the same platform. An outside firm sees only the clients you send it, and every report arrives in the same format, whoever did the work.
Yes. Start from our templates for each kind of review and exam, then add questions, tables and checks of your own. The report follows the layout you choose and carries your logo and colors.
All data is encrypted in transit and at rest, hosted on Amazon Web Services in the US and continuously backed up. People reach only the clients they're given, two-step sign-in can be required, and every access to a report is recorded.
No. Every AI feature runs on Amazon Web Services, and nothing your team or your clients send is used to train any model. Every finding is the reviewer's to accept.
Yes. The Audits Hub API connects your factoring platform or CRM to the Hub, so client details stay up to date and reviews can be requested automatically.
A simple fee for each review or exam completed on the Hub, the same whatever the kind. Book a walkthrough and we'll quote for your volumes.
The templates are ready to use, so your team can run its first review as soon as you're set up. We'll take you through it on the walkthrough.
In a 30-minute walkthrough we'll run a desk review the way your team would, and show you the report your credit committee would read.
Pick a time that works for you. It takes less than a minute.
